Priced out of a new home
Of U.S. households cannot afford the median-priced new home in NAHB’s 2026 estimate.
NAHB · 2026 estimate ↗
HOP’s Homes
A home should make a family’s future possible—not put it out of reach.
We’re exploring how HOP’s can help create affordable, lasting homes in Riverside County. This is our next chapter beyond HopScotch: moving from finding support to helping build the places where stability can grow.

Housing in Our CommUNITY
Our September 2026 housing report explores more than homelessness: housing costs, overcrowding, displacement risk, and barriers to homeownership. It also examines how public land and experienced partners could help us build a more affordable path forward.
Of U.S. households cannot afford the median-priced new home in NAHB’s 2026 estimate.
NAHB · 2026 estimate ↗Of U.S. renter households spend over 30% of income on rent and utilities—22.7 million households.
Harvard JCHS · 2024 data ↗Of U.S. renter households spend over half of income on rent and utilities—12.1 million households.
Harvard JCHS · 2024 data ↗A necessary distinction: the 65% estimate is about a median-priced new home, not every home for sale. NAHB’s model uses a $413,595 home price, a 6% mortgage rate, and standard underwriting criteria. Rental cost burden means spending more than 30% of income on rent and utilities; more than 50% is severe burden.
Here in our CommUNITY
Our initial focus is Perris, Menifee, Temecula, Hemet, and surrounding Riverside County communities. The regional numbers make the need for lasting affordability clear.
Low-income renter households in Riverside County lack access to an affordable home.
California Housing Partnership · 2024 data ↗Of Riverside County’s extremely low-income households spend more than half of income on housing.
California Housing Partnership · 2024 data ↗Of households in the Riverside–San Bernardino–Ontario metro cannot afford the median-priced new home.
NAHB metro estimates · 2026 ↗The county figures appear in the May 2026 report. The metro estimate covers a larger area than Riverside County: its median new-home price is $495,827, with estimated qualifying annual income of $140,330. These are community-need statistics, not HOP’s service outcomes.
A different question
We see three connected challenges: rent that leaves little room to save, a first home that feels out of reach, and too few homes priced for the families who need them. Our goal is to explore ways to lower the real cost of a lasting home—not simply help someone borrow more.
Explore small permanent homes, infill sites, and modular construction with qualified partners. Size, accessibility, location, and family needs must be considered together.
Investigate donated land, public partnerships, and community land trusts as possible approaches to making land more affordable.
Study shared-equity and deed-restricted ownership models, along with ongoing housing costs, to understand how affordability could last.
Before announcing a project, price, or timeline, we need to evaluate land, local approvals, infrastructure, construction, funding, long-term costs, and the right development partners. These are approaches to investigate—not selected projects or guaranteed savings.
One step now. A longer view.
Start with HopScotch. We help identify needs, navigate available resources, make connections, and follow up. This is resource-navigation support, not an application for a HOP’s home or a guarantee of housing or financial assistance.
HOP On InWe welcome cities, counties, housing authorities, landowners, developers, lenders, foundations, and construction partners. Help us explore land, expertise, and funding for a responsible first project. Research leads are not secured sites or confirmed partnerships.
Explore ways to get involvedSources & context
Reviewed September 1, 2026. Publication years and data years differ; each statistic above identifies the applicable year.